This Subscription & Cancellation Policy ("policy") creates a binding agreement between Buyapension.com, LLC ("$50Chump", "50 Dollar Chump", "we", "us", or "our"), and the person ("you", "yourself", "your", "customer", or "client") using our online subscription services available through 50DollarChump.com ("website", "site", "system", "platform"). With your purchase, you accept the below terms and conditions in full.
Purchases
If you purchase a subscription from our website, we require acceptance of our Terms of Use, Privacy Policy, and this policy, creation of a user account with an accessible e-mail address, and addition of a valid credit card or charge card for billing.
Our current subscriptions have a fixed length of no more than one week, with a fixed end of 12:00am Eastern Time on Tuesdays. If a second subscription is purchased while the first subscription is still active, an additional week (7 days) of access will be added to the fixed end date and time of the first subscription. In the future, we may offer subscription products with differing initial lengths.
Successful completion of payment for a subscription will allow you to access the next week's subscription content, if the purchase is made after 12:00am Eastern Time on Tuesdays. Purchases made prior to 12:00am Eastern Time on Tuesdays will provide access to the currently available picks. At the time of payment, we will deliver by e-mail a new user account notification (if applicable), and order payment receipt. Subscriptions cannot be canceled once purchased.
At the time of purchase, the credit card or charge card used for billing will be stored with our secure third-party payment processor. You may update or delete your payment methods at any time through your user account on our site. To access, click the "Account" link in the top bar menu when logged in, and then click the "Stored Cards" tab in your account.
Payment Terms
By purchasing a subscription, you agree to the subscription fee at the then-current rate. Cancellations are not allowed for subscriptions (see below).
Automatic Renewals
We do not currently offer any automatic renewal subscriptions. When a subscription is purchased, it provides a maximum of one week (7 days) of access. When the time has passed, access is automatically revoked.
If you wish to have access to picks in additional weeks, additional purchases will need to be made. Each purchase will provide access for no more than one additional week. If a subscription purchase is made while an existing subscription is already active, a maximum of one week of access will be added to the expiration date and time of the existing subscription.
Subscription Rate Changes
We reserve the right to change subscription rates for both new and existing subscriptions. If a change will occur that impacts existing subscriptions, all customers will be notified at least seven (7) days in advance, and the change will only apply to new subscriptions.
Trial & Discount Offers
At times, we may provide access to our subscription content as part of a trial or discount offer. A trial offer is an offer which has no initial cost for a given amount of time, followed by a subscription for a given fee. A discount offer is an offer which has a discounted initial cost for a given amount of time, followed by a subscription for a given fee. Both offers require you to provide a valid credit card or charge card at the time of checkout. The payment method will be accessible through your user account and stored with our secure third-party payment processor (see "Purchases" section above).
Refund
We do not provide refunds for subscriptions.
Cancellation
Given that our subscriptions are for a maximum one-week period, cancellation options are not available.
Communication
It is your responsibility to ensure your user account has a valid e-mail address where e-mails can be delivered, and that you monitor the e-mail address with regularity. This will ensure you receive notifications about purchases and content in a timely manner. Also given the potential risk of e-mails being delivered into your spam or junk folder, we ask that you add info[at]50dollarchump[dot]com to your e-mail account's address book.
The e-mail address associated with your user account can be updated at any time. Visit your user account by clicking the "Account" link in the top bar menu of any page when logged in, and update the "E-mail address" field under the "Account" tab.
Our contact information can be found on the Contact page on this website.